Fantômes

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Find the subscriptions you pay for but never use.

A trial you never cancelled, a service you replaced, an add-on you turned on once. Each one is small, so it hides on your statement. Together they add up: in the example below, three small charges cost $335.64 a year.

  • Old online storage service

    $12.99 per month

    $155.88

    CANCELLED
  • Free trial never cancelled

    $9.99 per month

    $119.88

  • Add-on switched on once

    $4.99 per month

    $59.88

Total per year

$27.97 per month

$335.64

See what you pay for nothing: free

Free preview. Full list and letters for a one-time $19 CAD. Your files stay on your device.

What you get

A list of your recurring charges, ranked by yearly cost. The yearly amount comes before the monthly one: $9.99 sounds small, $119.88 much less so.

A cancellation letter for each one. Ready to copy and send.

Your total saved over the year. It updates as you cancel.

Which statements work

Right now Fantômes reads CSV exports from Canadian banks, plus some PDF statements. Other banks and countries are being added. If your file isn’t recognized, you find out before paying anything, and you pay nothing unless the preview finds charges.

30-day money-back guarantee

If the audit isn’t for you, email fantomes.contact.qc@gmail.com within 30 days of your purchase. I start your refund within 3 business days, no questions asked. Your bank may then take a few days to show it.

The payment is one-time: no subscription, so nothing to cancel.